Welcome to your Health Care Tid Bits page. Come learn more details about how health care operates. Use the cost comparison tools and savings programs available below.

Most of the information contained on this page is general so even if you are not on our health care plans, you may still benefit from the information. Plan specific information will be italicized.

Understanding Your Explanation of Benefits (EOB) - Learn how to decipher the EOB that the insurance company sends you.

In Network versus Out of Network Care - You’ve probably seen the terms “in-network” and “out-of-network” on your insurer’s website and in your plan description. But, what do these terms mean? And how do they affect how much you have to pay for your care?

What is Cost Sharing or Co-Insurance? - Having health insurance can help protect you from paying for the full cost of your care. But, it doesn’t mean you won’t have to pay anything out of your pocket when you go to the doctor. Almost every plan involves “cost sharing,” which means that your insurer pays for a portion of your care, and you pay a portion

Ambush Medical Billing - A must read before you schedule a procedure

Out of Network Doctors at In Network Facilities - I stayed in network, why did I get a bill?

How to Save Money on Prescription Drugs - Sometimes by skipping the insurance and paying the full retail price, you’ll pay less.

Use the tools below to find the best deals for generic prescription drugs at pharmacies in your area, then links you to coupons to help you pay for them. Download the apps and start saving now.

Health Savings Account